Independent Wealth Management

Opal Investment Services SA is a boutique private wealth management firm with experience in private banking and private wealth management.

Our clients are wealthy individuals, entrepreneurs and families seeking to protect and grow their wealth. Our services are tailored to the requirements of the client, and include investment management, estate planning and personal financial planning.

Fundamental to our approach is independence – we believe that wealth managers must concentrate solely on the interests of our clients, and that our actions must be aligned with the individual needs and objectives of our clients. This approach to independence enables us to be better-trusted stewards of client wealth and assets.

INDEPENDENCE

As an Independent Wealth Manager, Opal sits outside of the remit of private banks or other financial institutions – we provide investment advice, portfolio management and asset allocation while the private bank continues to act as custodian of the client’s assets. This minimises potential conflicts of interest and any bias in advice or products that our clients will receive, and it allows us to offer a truly limitless, holistic, and objective perspective on wealth management.

We work closely with the private banks, however, first and foremost, we serve only the interests of our clients, and we are relationship-focused, advisory-driven, and solutions-based practitioners. Our clients tend to look for an “open architecture” for their investments, in order to get what they see as the best advice and the best management of their assets. Through our independent model our clients receive the best of what private banks can offer, but with an added protection of independent advice.  Our deep business relationships with the private banks also allows for this independent advice model to come at no additional cost to the client.

Investment philosophy

Proposing a totally different approach: what actually and factually makes the difference is the way the client is perceived. General banking sees the client as an asset bearer, we see the client as a total person, and our goal is to cater for the totality of a person’s, or family’s, financial wellbeing.

Independence

Value creation, attention to detail and personnalisation. Dependable, caring professionals with superior technical background who are more inclined to focus on people rather than purely financial services.

Expertise

Strategy development, asset allocation and rebalancing, manager selection and monitoring as well as performance analytics.

Privacy and exclusivity

Exclusive service, tailor-made for each client.  We take a long term and holistic view, building a deep interpersonal business relationships that can last generations.

INVESTMENT SOLUTIONS


Discretionary mandate

Investment universe

Money market, bonds, stocks,
alternative investments,

structured products

Reference currency

CHF, EUR, USD, GBP

Instruments

Funds and/or direct
investments

Risk profiles

Defensive, balanced, dynamic


Advisory mandate

Investment universe

Money market, bonds, stocks,
alternative investments,

structured products

Reference currency

CHF, EUR, USD, GBP, AUD, SGD

Instruments

Funds and/or direct
investments

Risk profiles

Defensive, balanced, dynamic


Alternative investments

Hedge fund

Private equity 

Venture capital